Risk benefits
Group life, group critical illness and group income protection all provide a popular but affordable and tax-efficient financial safety net for employees.
We can advise on a number of key issues related to your employee benefits:
- Benchmarking against peer groups to align with your reward strategy
- Consult around the design of your programs to ensure a compliant, fit for purpose and valued benefit provision
- Advise on the most suitable funding vehicles for your benefit promise, from self-financing to captives, multinational pools and global underwriting solutions through to fully insured
- Advise on the most competitive, suitable and flexible insurance provider for your employer and employee needs through our CustomFit broking model
- Provide guidance on good governance and best practice of your risk arrangements to protect you from the impact of legislation changes and market developments
- Demonstrate the impact of an insurer’s early intervention services to combat absence
- Communication exercises to improve employee engagement with group risk benefits
- Cost sharing and added choice by introducing flexible benefits
- Insight into Benefits Trends surveys across your peer group, industry sectors and countries

Life assurance
One of the most affordable and valuable employee benefits options, group life cover reassures your employees that should they die,…

Group income protection
Long-term illness can represent a substantial financial strain for both employers and employees. A group income protection policy will pay…

Critical illness
Current statistics indicate an ever increasing trend in the number of critical illnesses suffered by those between the ages of…

Dependants’ death in service – DISP conversion
Working in a similar way to life assurance, death in service pensions give an employee’s dependants financial security should the…